We say that a parametrized
minimal torus or Klein bottle in an ambient Riemannian manifold is Morse
nondegenerate if it lies on a nondegenerate critical submanifold which is also an orbit
for the group of isometries of the flat metric of total area one. We show that for a
generic choice of a Riemannian metric on a compact manifold of dimension at least
four, unbranched multiple covers of prime minimal tori or Klein bottles are Morse
nondegenerate. A similar result holds for harmonic tori and Klein bottles. The proofs
require a modification of techniques of Bott for studying iterations of smooth closed
geodesics.